JBL Financial Blog

Three Stretch IRA Alternatives

Erin Lapidus
Erin Lapidus Wednesday, November 16, 2022

The passage of the SECURE Act in 2019 effectively eliminated the stretch IRA, an estate planning strategy that allowed an inherited IRA to continue growing tax deferred, potentially for decades. Most nonspouse beneficiaries,...

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Turning Retirement Savings Into Retirement Income

Erin Lapidus
Erin Lapidus Tuesday, October 25, 2022

You've been saving diligently for years, and now it's time to think about how to convert the money in your traditional 401(k)s (or similar workplace savings plans) into retirement income. But hold on, not so fast. You may need to...

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Pullbacks, Corrections, and Bear Markets, Oh My!

Erin Lapidus
Erin Lapidus Friday, July 22, 2022
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Could You Survive A No Spend Month?

Erin Lapidus
Erin Lapidus Thursday, January 16, 2020

Would you take on a 30-day challenge to spend money only on necessities such as rent, utilities, and groceries? During a no-spend month, many common activities — including dining out, buying movie or concert tickets, and shopping...

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Do You Know Your Mutual Funds?

Erin Lapidus
Erin Lapidus Sunday, February 10, 2019

 Know Your Mutual Funds

Almost 100 million Americans, representing about 44% of U.S. households, owned mutual funds in 2018. Saving for retirement was the primary goal for 73% of investors; other goals included saving for...

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What Happened to Your Money?

Erin Lapidus
Erin Lapidus Wednesday, November 28, 2018

If you don't know what happened to your money during the past year, it's time to find out. December and January are the perfect months to look back at what you earned, saved, and spent, as W-2s, account statements, and other...

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Do You Need A Free Business Consultation?

Erin Lapidus
Erin Lapidus Thursday, April 26, 2018

 

 

 

When your employees retire they are faced with making the decisions about their health insurance. These decisions can be overwhelming especially when it comes to being eligible for Medicare. Erin helps hundreds of families...

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How To Set Up A Simple IRA

Erin Lapidus
Erin Lapidus Tuesday, February 13, 2018

Setting up SIMPLE IRA plans can seem overwhelming, but are pretty simple, and also something our firm specializes in for small businesses. 

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A Look At Whole Life Insurance

Erin Lapidus
Erin Lapidus Monday, November 06, 2017

In exchange for fixed premiums, the insurance company promises to pay a set benefit when the policyholder dies. Whole life insurance policies build up cash value — effectively a cash reserve that pays a modest rate of return....

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