Questions Answered by the Coach: 

We often receive many helpful questions on Medicare. I wanted to share some in hopes that they will help YOU! 

QUESTION: 

"How does AARP United Healthcare Medicare Part C plan compare to other available plans?"

ANSWER:

UHC MedicareComplete (AARP) is an excellent medicare advantage plan, it has a large network, $2,900 out of pocket maximum and low copays.  Without additional information about your physicians, prescriptions and usage I cannot say if it is the best option for you.

QUESTION: 

"I am 64 years old and still intend to work until age 67. I turn 65 in June 2019. Open Enrollment for medical is now. I have several options: 1.) Stay with my current employers insurance, and sign up for Medicare Part A. 2.) Switch to my former employer's insurance. I need to do this before I turn 65 if I want to opt in opt in to J&J retiree insurance. Do you have any thoughts on how to elegantly navigate this transition with the best coverage, no gap, and reasonable premiums?" 

 ANSWER: 

My suggestion would be to compare the following:

1. Premium price of both options
2. Benefits of both options (I would focus on the services you use most frequently and the maximum out of pocket – which is the most you can spend in one year)
3. Has your deductible been met? If so, you may not want to start a new deductible over again in the same calendar year.

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