Medicare Advantage, sometimes known as “Part C,” is something of a catch-all choice for those who are ready to sign up for Medicare. Medicare Advantage plans are offered by private insurers who work to provide you with additional health insurance coverage.
What do the plans do?
In addition to signing up for Medicare Part A (hospital stays) and Part B (medical coverage), Medicare Advantage plans offer their subscribers extra features. Often, but not always, this includes the Medicare Part D prescription drug plan.
In some cases, Medicare Advantage may include dental, hearing, and vision insurance.
What are the rules?
Medicare pays for a fixed amount of your health care to the company offering your Medicare Advantage (MA) plan. Beyond that, each MA plan requires different out-of-pocket fees. Those fees can vary from plan to plan.
Depending on your plan, you may have different rules you need to follow when seeking a medical referral to get treatment from a specialist or if you are seeking non-urgent care (even from health care providers within the plan).
It’s also important to remember that rules, requirements, and features may change from year to year. It will be important to make sure that those changes line up with any treatment that you need.
Where do I begin the process?
If you're preparing to enroll in a Medicare or Medicare Advantage plan, our team may be able to assist you. We encourage you to check out our unique Medicare Open Enrollment Webinar series which walks you through the process.
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