Pension v. Lump Sum
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Most private employers have already replaced traditional pensions, which promise lifetime income payments in retirement, with defined contribution plans such as 401(k)s. But 15% of private-sector workers and 75% of state and...
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How To Become a Retirement Rockstar 101
- Do you know your monthly income need?
The science always comes first! Do you know how much you are spending every month? This is directly related to how much capital you need to have to retire as a retirement rockstar. If you...
Social Security Spousal Benefits
Social Security. One of the most complicated questions in retirement planning. We received a question the other day that felt worth sharing to us. It begins as follows:
"I am a year older than my wife. I plan to defer claiming...
Four Points to Consider When Setting a Retirement Income Goal
No matter what your age or stage of life, targeting a goal for monthly retirement income can seem like a daunting task. Following are four considerations to help you get started.
New Blended Retirement System for Military
Beginning January 1, 2018, the government introduced a new military retirement system that blends a defined benefit annuity with a defined contribution plan through the Thrift Savings Plan. If you enlist on or after January 1,...
Breaking Down Wedding Costs
Congratulations, you're getting married! While you're looking forward to the big day, chances are you're overwhelmed with all the planning you have to do...and how you can possibly afford the wedding of your dreams. After all,...
Do You Need A Free Business Consultation?
When your employees retire they are faced with making the decisions about their health insurance. These decisions can be overwhelming especially when it comes to being eligible for Medicare. Erin helps hundreds of families...
Four Tips for Downsizing in Retirement
Going through years of accumulated possessions and memories is probably not how you envisioned spending part of your retirement. It may sound like a daunting and emotionally draining task, but downsizing could be a savvy...